Fintech Analytics

Turn Signups Into Active, Profitable Customers

Understand every step from app download to first transaction - and beyond.

Why KISSmetrics for Fintech

Fintech growth isn't about downloads - it's about activation and engagement. KISSmetrics helps you optimize the critical journey from signup through KYC to first deposit, understand what drives ongoing usage, and identify the behaviors that predict lifetime value.

TRUSTED BY LEADING COMPANIES

Carvana
Dropbox
SendGrid
Lucid
Unbounce

Challenges Fintech Teams Face

Sound familiar? You're not alone - and there's a better way.

KYC Drop-Off

Users start but don't complete identity verification. Understand where friction kills conversions and which users need extra support.

Activation Gaps

Users verify but never fund their account or make their first transaction. Bridge the gap between signup and meaningful engagement.

Dormant Accounts

Users go inactive after initial activity. Identify early warning signs and re-engage before they churn.

Feature Adoption

Users stick to basic features and miss your differentiators. Drive adoption of high-value features that increase stickiness.

Fraud vs. Friction

Security measures can hurt conversion. Find the right balance between protecting users and creating seamless experiences.

Regulatory Compliance

You need analytics that respects user privacy and meets regulatory requirements. Get insights without compromising compliance.

Metrics That Matter for Fintech

Track the KPIs that actually drive your business.

KYC Completion Rate

by channel & segment

Track what % of signups successfully verify their identity

Activation Rate

first deposit/transaction

Measure how many verified users become active customers

DAU/MAU Ratio

engagement depth

Understand how often users engage with your app

Transaction Volume

per user cohort

Track transaction frequency and value over time

Feature Adoption

by user segment

See which features drive engagement and retention

Revenue Per User

by acquisition source

Understand true customer value across channels

Time to First Value

by onboarding path

How quickly do users complete their first meaningful action?

Churn Indicators

early warning signals

Identify behavioral patterns that predict account closure

How Fintech Teams Use KISSmetrics

Real use cases that drive real results.

Optimize KYC Completion

Track every step of identity verification - document upload, selfie capture, approval status. Identify where users abandon and why.

Higher KYC completion rates through friction reduction

Drive First Deposit

Understand the gap between verification and funding. Identify what motivates users to make their first deposit and trigger timely nudges.

More verified users becoming funded, active customers

Increase Transaction Frequency

Analyze transaction patterns to understand what drives repeat usage. Identify power users and replicate their behaviors.

Higher engagement and transaction volume per user

Prevent Account Dormancy

Build populations of users showing early signs of disengagement. Trigger re-engagement campaigns before they go inactive.

Catch at-risk users before they become dormant

Drive Premium Feature Adoption

See which users are ready for advanced features - investing, credit, premium tiers. Reach out at the right moment with the right offer.

Higher ARPU through strategic feature promotion

Optimize Card Activation

Track the journey from card request to first swipe. Identify users who received cards but haven't activated them.

More cards activated and actively used

Fintech Analytics Dashboard

Interactive demo showcasing fintech-specific dashboards, funnels, and reports tailored to your industry.

Powerful Features for Fintech

Every feature you need to understand and grow your fintech business.

KYC Funnel Analysis

Track every step of identity verification with conversion rates and drop-off analysis at each stage.

Learn about Funnel Report

Activation Cohort Tracking

Group users by signup date and track progression through activation milestones over time.

Learn about Cohort Report

Transaction Revenue Analysis

Connect transaction fees and revenue to user acquisition sources with flexible attribution.

Learn about Revenue Report

Engagement Activity Monitoring

Track user activity levels over time and identify changes in engagement patterns.

Learn about Activity Report

At-Risk User Populations

Build dynamic segments of users showing disengagement signals for proactive outreach.

Learn about Populations

Path to Power User

Discover the feature adoption sequences that lead to high-value, engaged customers.

Learn about Path Report

A/B Testing for Onboarding

Test different KYC flows, onboarding sequences, and activation prompts with statistical confidence.

Learn about A/B Test Report

Custom Financial Metrics

Build custom analyses for complex fintech KPIs like activation rate, funding rate, and LTV.

Learn about Power Report

Questions KISSmetrics Answers

If you're asking these questions, we can help.

Where exactly do users drop off during KYC?

What percentage of verified users make their first deposit within 7 days?

Which acquisition channels produce the highest-LTV customers?

What behaviors predict whether a user will become a power user?

How can we identify users at risk of going dormant?

Which features are most correlated with long-term retention?

How do different user segments differ in transaction patterns?

What's the impact of our onboarding experiments on activation rate?

34% increase in account funding rate
We discovered that users who linked a bank account within 48 hours of KYC completion were 3x more likely to become active traders. Adding a timely prompt increased funding rates by 34%.
MT

Michael Torres

VP of Growth, Digital Investment Platform

Frequently Asked Questions

Common questions about fintech analytics

How can analytics improve KYC completion rates?

Analytics reveals exactly where users abandon the KYC process, whether at document upload, selfie verification, or waiting for approval. KISSmetrics funnel reports show conversion rates at each step, and segmentation identifies which user groups need the most support.

What fintech metrics should I track with KISSmetrics?

Key fintech metrics include KYC completion rate, time to first deposit, activation rate, DAU/MAU ratio, transaction frequency, feature adoption rate, revenue per user, and churn indicators. KISSmetrics tracks all of these at the individual user level.

Can KISSmetrics help prevent account dormancy?

Yes. KISSmetrics lets you build dynamic populations of users showing early disengagement signals such as declining login frequency or reduced transaction volume. You can trigger re-engagement campaigns through behavioral emails before users go inactive.

How does KISSmetrics handle fintech user onboarding analytics?

KISSmetrics tracks the complete onboarding journey from app download through KYC to first transaction. Funnel reports show conversion rates at each milestone, cohort analysis reveals how onboarding changes affect long-term engagement, and A/B tests measure the impact of flow variations.

Does KISSmetrics work with mobile banking and fintech apps?

KISSmetrics tracks user behavior across web and mobile through its JavaScript snippet and REST API. Events from mobile apps can be sent via the API, providing a unified view of user behavior across all platforms.

Ready to grow your fintech business?

Free to start. 1-hour onboarding call included.